Saving money to pay off student loans and consumer debt

Mechanic Called

And it looks like our ’96 Toyota needs about $1000 worth of work. The noise I was hearing was the mounts on the front struts, both needing to be replaced ($660). The squeaking of the belts meant the belts needed to be replaced ($100) and we need new motor mounts on the car ($200). I knew the front end noise would be expensive and figured the belts need to be replaced.

I can do the AC and alternator belt but I don’t want to do the timing belt so I am just having the mechanic do all 3. I know from experience that the belts are about $25 each at a parts store so I don’t think I would save much by doing it myself.

Believe it or not, I have done struts and motor mounts before. They took me all day. I just don’t have that kind of time (or childcare) right now.

Fortunately I saved $2,000 out of the tax return just in case. I was planning on sending it to the auto loan place and I am a little disappointed that I can’t pay down the auto loan by that much. Oh well, such is life. We have saved so much with that little car, I can’t begrudge it the repairs.


July 2, 2008 Posted by | Unexpected Expenses | , | Leave a comment

Car is in the Shop and Big Private School Payment

Tonight we dropped off our cheapie, paid-off Toyota with nearly 150,000 miles on it to be looked at. The poor thing was making a knocking noise in the front, passenger side near the axle. Hopefully it is nothing terribly big but we should find out tomorrow.

July 11 is the deadline for paying the deposit for the kid’s private school. The deposit is first and last month’s tuition rolled into one so that is a little over $1000 we need to shell out 9 days before payday. Fortunately we have the money in savings but paying that much at once still hurts. At least the girl is learning something and having fun.

July 2, 2008 Posted by | Fixed Expenses, Uncategorized | , , | Leave a comment