Husband’s Credit Score Went Up 12 Points

Time to go yacht shopping. lol

The only change to his credit report, I think, is the payoff on the AMEX card. It lowered his utilization which on his revolving accounts was pretty high. He has a couple of old dings that I am researching on the Credit Board forums. I am pretty sure I can get those off with a little work. Not that it really matters, we don’t plan on taking out any loans or opening any cards. We are just being prepared.